SinoPac Subsidiaries

Digital investment account - DAWHOTOU

SinoPac Securities has taken the lead in the industry by launching a contactless "Online Account Opening" service, which allows customers to apply for a total of six accounts at three institutions with just one online application. At the end of 2019, SinoPac Securities collaborated with Bank SinoPac to introduce the "DAWHO + DAWHOTOU" online account opening service, becoming the first in the industry to offer a joint account application and progress inquiry service for both banking and securities. In 2022, they further partnered with SinoPac Investment Services to include the online account opening service in the membership application process for SinoPac Investment Services. Investors who complete the account opening can enjoy six types of accounts: a New Taiwan Dollar savings account, a foreign currency savings account, a trust account from Bank SinoPac, as well as the "DAWHOTOU" domestic securities account, sub-brokerage account from SinoPac Securities, and membership with SinoPac Investment Services. This allows both small investors and high-net-worth clients to access SinoPac Securities' digital financial services and in-depth analysis from the SinoPac Investment Services research team.

In 2021, SinoPac Securities launched the intelligent stock trading system "DAWHOTOU App," which has surpassed approximately 1,000,000 downloads by the end of 2025. The trading scope spans the Taiwan stock market, US stock markets, and options markets, with a total of 20 application scenarios for smart orders. This aligns with the core spirit of "realizing investment profits through knowledge and intelligence." By integrating innovative smart services and tools, the app connects key development strategies such as smart order placement, investment advisory services, and intelligent stock selection.

The "DAWHOTOU App" is powered by an AI-driven engine and integrates market-wide trading data. It processes tens of millions of transaction records in real time and presents the results through visualized analysis. Covering three investment scenarios, namely pre-market, intraday, and post-market trading, the App combines data integration, sentiment analysis, and high-speed computing to address the challenges of information fragmentation and decision-making barriers, empowering investors with institutional-grade quantitative analytics to achieve high efficiency and sound investing.

In 2025, the App introduced the free “Chip Analysis” feature, enabling investors to track the activities of major market participants in real time. The Company's technology team also developed the “Stock Dashboard,” providing an intuitive interface for monitoring the Taiwan stock market. In addition, the App offers smart price alerts with personalized multi-condition monitoring, helping investors better identify entry and exit opportunities. The Company also launched “Smart Subscription,” which utilizes cloud-based monitoring technology to automatically participate in IPO subscription lotteries based on user-defined subscription amount limits and expected price spreads (amount or percentage).

Awards

Wealth Management App - DAWHOFONE

In 2023, SinoPac Securities launched a brand-new wealth management app, "DAWHOFONE," aimed at providing traditional brokerage clients with digital services in wealth management, enabling them to accumulate personal assets and achieve their investment goals. By the end of 2025, the app had accumulated 370,000 downloads.
The "DAWHOFONE" App utilizes digital technologies to build an intelligent wealth management platform. By integrating AI, big data, and cloud technologies, the App combines market data and behavioral analysis and incorporates products such as mutual funds and small-denomination overseas bonds. Through an intuitive interface and intelligent tools, the App provides real-time and transparent information and personalized investment recommendations to assist investors in formulating investment strategies and optimizing asset allocation.

In 2025, the DAWHOFONE App integrated Bank SinoPac Gold Passbook services, successfully combining banking and securities services across nine asset categories. The App provides a one-stop asset overview covering domestic securities, overseas securities, futures and options, mutual funds, bonds, structured products, cash equivalents, pending settlements, and gold.

In addition, the minimum investment threshold for small-denomination overseas bonds was reduced to US$1,000, and an online subscription service for offshore structured products was launched to meet the diversified investment needs of high-net-worth clients. The App also integrates CBAS derivative products and provides fully digitalized account inquiry services, including online profit-and-loss tracking and product structure information, simplifying paper-based processes and extending inclusive financial services to advanced wealth management clients.

Awards

Rich Saving Club

The "Rich Saving Club" regular investment and stock accumulation platform offers integrated services for account opening, AI smart services, order placement, and performance management, embodying the concept of a one-stop shopping platform. It provides services for both Taiwan and US stock markets, and is the first to offer independent management of US stock saving accounts. This allows investors to conduct buy and sell transactions within their US stock saving accounts, clearly track investment details, dividend records, and monitor saving performance.

In 2025, Rich Saving Club introduced support for setting up regular stock accumulation plans directly through LINE Bank and using LINE Bank accounts as settlement accounts, expanding the flexibility and application of long-term investing. The platform also launched the Automatic Securities Lending function, allowing investors to complete a one-time setup while the system automatically matches eligible securities for lending, thereby enhancing asset utilization efficiency and overall return potential. In addition, an account filtering function was introduced, enabling investors to quickly access the account information they need and clearly track their investment status. At the same time, the platform supports one-click activation of Automatic Dividend Reinvestment, further lowering operational barriers for investors.

Awards

Rich Club

The "Rich Club" knowledge service platform is an industry-first initiative, built on the pioneering concept of "seamless digital services." It integrates three major services: online account opening, product trading platforms, and financial education content. By offering investment knowledge in both text and video formats, it helps investors better understand the capital markets and sustainability-related investment topics.

"Rich Club" serves as a digital financial knowledge base for investors and offers financial planning and investment columns designed for different stages of the investment journey. The platform provides comprehensive educational content covering trading rules, stock accumulation trends, stock selection strategies, and quantitative trading, helping investors understand market developments and investment opportunities.
In addition, through the subscription-based "Feng Learning PRIME" premium knowledge column, the platform provides more advanced and diversified financial learning content to meet the knowledge needs of different investor groups.

Awards

SinoPac Securities Rich Club ESG website

The "Rich Club ESG website" integrates the research evaluation results of SinoPac Securities and its subsidiary, SinoPac Investment Services, highlighting five key features: the SinoPac+ Corporate Sustainability Rating System, Rich ESG Investment Portfolio, SinoPac ESG Sustainable Series Funds, ESG Funds, and Trend Insights. It is the first in the domestic brokerage industry to create a dedicated ESG website, providing investors with information on global ESG investment trends through a digital platform.

The "Rich Club ESG website" features an "ESG Funds" section, categorizing ESG fund products based on their investment themes and characteristics, covering four major categories of sustainability topics: resources, environment, carbon emissions, and ESG. Over a thousand funds that comply with EU and domestic sustainability regulations are available, allowing investors to complete everything from sustainability knowledge and mutual fund introductions to fund subscription transactions in one stop. This lowers the barriers for general investors to participate in sustainable investments, enabling small investors to quickly understand and engage in the investment opportunities brought by the ESG wave, whether through lump-sum investments or regular contributions.

Awards

Please visit the SinoPac Securities Rich Club ESG website

Open Banking Partner APIs

SinoPac Securities aims to construct a financial ecosystem through strategic alliances and continues to collaborate with multiple FinTech companies to provide and build dedicated program trading APIs. This allows program traders to freely develop trading modules or financial application platforms, jointly creating a prosperous and beneficial new future in financial technology. SinoPac Securities has developed various program trading APIs, offering quotation, order placement, reporting, and historical price data services for domestic and overseas securities and options markets. This includes the increasingly popular Python, which helps program traders discover new trends and rules. To meet the diverse needs of program traders, SinoPac Securities has taken the lead in the market by obtaining qualifications in securities investment and options advisory, gathering various program trading experts to form a professional team that addresses the challenges faced by investors in program trading. Each year, multiple online and in-person quantitative trading seminars are held, bringing together program trading experts, celebrities, and enthusiasts to exchange investment insights.

In addition, SinoPac Securities continues to promote the popularization and development of program trading, expanding its operations and cultivating a quantitative trading clientele. The company applies innovative technology in the field of financial investment to enhance the investment levels of market participants. Since 2019, it has held the "41AI Conference," for six consecutive years. In 2024, the event will focus on fully automated trading, discussing the extensive and in-depth application of AI in investment strategies, innovative trends, and practical trading experiences in the Taiwan stock market. The "Second Program Trading Automatic Trading Competition" will also be held, with a total of 71 teams registered to participate, encouraging breakthroughs in quantitative trading talent and technology. Since the establishment of "41AI Day," it has led more investors to gain a deeper understanding of quantitative trading and accumulate investment knowledge. The 2024 event attracted nearly 400 investors to participate both online and offline.

Awards

Stock Gift Cards

SinoPac Securities applied to the Financial Supervisory Commission (FSC) for a FinTech Innovation Experiment. Under the program, Stock Gift Cards are issued and sold in electronic form, with the face value convertible into available funds for stock trading, including settlement payments, transaction fees, and securities transaction taxes.

The innovative Stock Gift Cards business was approved under the FSC's Regulatory Sandbox for FinTech Innovation Experiments in February 2025 and was officially launched in May 2025. As Taiwan's first Stock Gift Cards service, it combines investing with everyday gift-giving and introduces Stock Gift Cards as a new financial product. By integrating e-commerce-style purchasing, LINE-based gifting, and digital top-up functions, the service makes gifting stocks as simple as sending a cup of coffee. It not only addresses consumers' challenges in selecting gifts but also lowers investment barriers for younger generations. Recipients can start investing in Taiwan-listed stocks or ETFs with as little as NT$100, redefining traditional gift-giving culture and making financial products warmer and more accessible.

In 2025, more than 56,000 participants joined the Stock Gift Cards experiment. The cumulative number of newly opened accounts exceeded 42,000, and cumulative sales amounted to NT$79.3 million.

Awards

SinoTrade Space

SinoPac Securities established the quantitative trading experience center, “SinoTrade Space,” with the aim of building a new offline ecosystem, promoting quantitative trading, and advancing inclusive finance. Beginning in 2025, SinoTrade Space actively organized quantitative trading-related events, including book clubs, strategy exchange seminars, and flash talks. A total of 33 events were held during the year, reaching hundreds of investors.

For SinoPac Securities' related service information, please visit the official website: Our Businesses - Digital Finance