Inclusive Finance

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Inclusive Financial Products and Services
  • Promotion Policy for Inclusive Finance
  • Inclusive Financial Products and Services

Small Investment Groups

Rich Saving Club 

The "Rich Saving Club" allows small investors to diversify their investment entry points and engage in long-term stock investments in ETFs or the stock market. It provides investors with a low-threshold and convenient long-term investment service, effectively reducing risks. Investors can flexibly experience disciplined stock saving, easily facing market fluctuations, and enjoy accessible financial products and services tailored for small investors and long-term investors.

SinoPac Securities' "Rich Saving Club" regular investment platform continues to be highly popular among long-term stock accumulation investors. In 2025, the platform introduced support for setting up regular stock accumulation plans directly through LINE Bank and using LINE Bank accounts as settlement accounts, providing greater flexibility and convenience. In addition, the platform launched Automatic Securities Lending and Dividend Reinvestment features, helping investors improve asset utilization efficiency and lower operational barriers. Through enhanced account filtering functions, investors can obtain a clearer view of their investment holdings, further strengthening the convenience of long-term and disciplined investing.

Public Engagement

Rich Club 

The "SinoPac Wealth Management Website - Rich Club" offers a wealth of diverse knowledge, integrating a user-friendly interface with segmented columns and an impressive and convenient order placement experience. Leading the industry with the concept of "seamless digital services," it connects three major services: online account opening, product trading platforms, and financial education content. Under the philosophy of knowledge sharing, it enables investors to learn smartly and invest effortlessly, providing technical analysis tools accessible to users of all levels. This helps investors better understand the capital market and grasp investment secrets. SinoPac Securities continues to upload short investment videos on the "Rich Club," dedicated to promoting inclusive finance by offering appropriate financial products and services for small investors, young people, and the general public. The digital platform is continuously optimized to enhance product search functionality and introduce engaging gamified activities, utilizing visual scenarios to help customers better understand various products and bridge the digital divide.

In January 2025, SinoPac Securities launched the "Rich Stock Agent" platform, which offers four key features: online modification of the bank account for dividend distribution, viewing information on shareholder meeting souvenirs and ex-dividend dates, reissuing shareholder meeting notifications, and scheduling the collection of shareholder meeting souvenirs. General investors, including those holding fractional shares, can enjoy the efficient digital service experience provided by "Rich Stock Agent."

SinoPac Securities’ innovative “Stock Gift Cards” business received approval under the Financial Supervisory Commission’s Regulatory Sandbox Program for FinTech Innovation Experiments in February 2025 and was officially launched in May 2025. As Taiwan’s first Stock Gift Cards service, the platform redefines traditional gift-giving practices by creating a new application scenario that combines gifting and investing, fostering a new investment ecosystem.

By integrating e-commerce-style purchasing, LINE-based gifting, and digital top-up functions, Stock Gift Cards make gifting stocks as simple as sending a cup of coffee. The service not only addresses consumers’ challenges in selecting gifts but also significantly lowers investment barriers for younger generations. Recipients can begin investing in Taiwan-listed stocks or ETFs with as little as NT$100, transforming traditional gift-giving culture and making financial products more accessible and personal.